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Giveaway Prize Winner & Cyber Monday Safety Tips!

Nov 23, 2011 12:00 am

Congratulations to the winner of our latest Amazon $50 Gift Card Giveaway -  paloma424 !

We combined all the giveaway entries from Youtube and our site, and put them into random.org to generate the lucky winner. Paloma424 - please email me by next Wednesday, November  30 at sue@frugalicious.net to claim your prize. If we don't hear from paloma424 by then, we will pick another winner.

Now, move over Black Friday, cos Cyber Monday here we come!

Who doesn't love to shop from the comfort of their own home? Check out our Cyber Monday show with Bitsy and special guest Jess Zaino from The Glam List and Cheap Chic Shopping Tours. They have some great tips on useful websites and apps to help you get the best deals. What I want to make sure of is that you know how to safeguard yourself against fake websites and scammers, so those deals don't come back to bite you. Follow these 10 tips from the Better Business Bureau to make your Cyber Monday stress-free:


 

1. Protect your computer: Make you have the most recent updates installed for spam filters, anti-virus and anti-spyware software and a secure firewall.

2. Shop on trustworthy websites: If a website is unfamiliar to you, go to www.bbb.org to check on the seller’s reputation and record for customer satisfaction. You can also look for the BBB logo and other widely-recognized seals on retailer websites, but make sure they are real (some rogue sites plagiarize seals to look legitimate).

3. Protect your personal information: Although some can be lengthy, take the time to read the site’s privacy policy so you understand what personal information is being requested and how it will be used. If there isn’t one posted, it can mean that personal information may be sold to others without permission.

 


 

4. Beware of deals that sound too good to be true: Always go with your instincts and don't be afraid to pass up a “deal” that might cost you dearly in the end.  Be especially cautious of unfamiliar websites or unsolicited e-mails with extremely low prices on hard-to-get items.

5. Beware of phishing: This is when scammers send e-mails pretending to be a legitimate business, and claim there is a problem with an order or an account in order to lure you into revealing financial information. If you receive an e-mail like this, go to the store's website where you made the purchase, and call the contact number listed to confirm that there really is a problem with your transaction. Do not reply to the email or call a number that may be in the email.


6. Confirm your online purchase is secure: This is a big one - once in your shopping bag or at checkout, always look in the address box for the “s” in https:// and in the lower-right corner for the “lock” symbol before paying. If you have any doubts about a site,  right-click anywhere on the page and select “Properties.” This will let you see the real URL (website address) and the dialog box will reveal if the site is not encrypted. On a Mac, hold down "control" and then click and choose "view page info".

7. Pay with a credit card: It’s best to use a credit card, because under federal law you can dispute the charges if you don’t receive the item. Your also have dispute rights if there are unauthorized charges on your credit card, and many card issuers have “zero liability” policies under which the card holder pays nothing if someone steals the credit card number and uses it. If you are going to shop on classifieds web sites such as Craigslist, never wire money and only buy locally where you can see the item before you hand over your money.


8. Keep documentation of your order: After completing the online order process, there may be a final confirmation page or you might receive confirmation by e-mail. It's good practice to save a copy of the web page and any e-mails for future reference and as a record of the purchase.
 
9. Check your credit card statements often:  Don’t wait for paper statements; check you credit card statements for suspicious activity by either calling credit card companies or by looking at statements online regularly.

10. Know your rights: Federal law requires that orders made by mail, phone or online be shipped by the date promised or, if no delivery time was stated, within 30 days. If the goods aren’t shipped on time, you can cancel and demand a refund. There is no general three-day cancellation right, but consumers do have the right to reject merchandise if it’s defective or was misrepresented. Otherwise, it’s the company’s policies that determine if the shopper can cancel the purchase and receive a refund or credit.

So after watching our Cyber Monday show, and these safety tips, you are now ready to go out stay home and take Cyber Monday by storm! Hmm .... doesn't have quite the same ring to it does it? But this is one pyjama clad gal who can definitely live with that!

What deals are you looking for this Cyber Monday? Do you have a favorite shopping website? Tell us in the comments below!

TAGS:
cyber Monday, thanksgiving sales, black friday sales, cyber monday tips, thanksgiving deals, thanksgiving shopping, shopping, coupons, deals, Money Saving Tips, How to Save Money, Money, Bargains, Security, Moms, Amazon Gift Card, giveaway

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